Why Being In-Network for Blue Cross Blue Shield Is Better For Drug and Alcohol Treatment

Thankfully, there are many options for insurance out there in the world today. However, If you happen to be a member of Blue Cross Blue Shield then there are a wide array of benefits that you get from purchasing any one of their numerous insurance options. It is estimated that nearly one out of every three people in America rely on services provided by Blue Cross Blue Shield. This is because of the extensive and vast coverage that they offer. Blue Cross Blue Shield members have access to thousands of medical assistance options, doctors and hospitals across the world all while providing safe, quality, and affordable healthcare. Additionally, Blue Cross Blue Shield insurance can cover a wide array of services, including dental care, prenatal, maternity, and newborn care to things like emergency services, hospitalization and preventative care. Another one of these services is coverage for mental health and rehabilitative services, such as rehab for drugs and alcohol.

Most insurance plans cover alcohol and drug addiction treatment services in Texas.

We hope that you never have to encounter a situation where you or a loved one may require rehab for drugs and/or alcohol, but we know that for many families this situation is all too common.

It is estimated that nearly 21 million people suffer from a substance abuse problem in our country nearly every day, not to mention people who live outside of the United States.

A substance abuse problem, otherwise known as an addiction, is very common. It is when a person is unable to stop using drugs or alcohol even if they have gone through negative experiences as a result. Things like homelessness and job loss are consequences of their addiction, something that has taken over the functioning of their brain.

Simply put, a person who is addicted to drugs or alcohol does not have the same brain as someone who is not addicted to drugs or alcohol, they are literally not able to stop doing them. That is why, in most cases, professional help from an addiction specialist is needed in order to help save their life from this debilitating disease.

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So, if you are one of those 21 million Americans who suffer from an addiction, or if you are a loved one of someone who is addicted to drugs or alcohol, and you also happen to have Blue Cross Blue Shield, then do not worry. Coverage for drugs and alcohol is something that they offer coverage for, in fact, it is now required by law that insurance companies must offer some type of addiction treatment coverage, even if there is a preexisting condition. This is because of the Affordable Care Act. So, even if you don't have Blue Cross Blue Shield be sure to check with your insurance provider to see what sort of coverage they offer. The same goes for those who carry Blue Cross Blue Shield, be sure to speak with your insurance agent to see what kind of coverage your specific plan has to offer, as all insurance plans may not already cover these costs. Most insurance plans including treatment for drugs and alcohol include things like:

 

What’s the difference between in-network and out-of-network providers?

Once you figure out what kind of coverage your specific plan has to offer for drug and alcohol treatment, then there are a few things to keep in mind when trying to find the rehabilitation program that is right for you. One of, perhaps the most important questions is whether or not that treatment program is considered an in-network provider or an out-of-network provider. In-network refers to providers or facilities that are in your insurance companies network, often they have negotiated prices and hefty discounts with certain providers.

Out-of-network simply means that the provider or facility does not have a contract with your insurance agency. So, even if they may be a good facility, you are surely going to end up spending more money, perhaps on a service that is of lesser quality.

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While some insurance plans may cover part of the cost of a rehabilitation program that is out-of-network, it won't be anywhere near the coverage offered for an approved facility and provider. The same can be said for members of Blue Cross Blue Shield, though they will cover some portion of the cost for an out-of-network facility (if it happens to be one you really want to go to), it will be nowhere near the amount of coverage if you chose a facility that is in-network. One of those reasons is because not only have they negotiated a deal with that facility or provider, but they have thoroughly vetted them to ensure that they are safe and that they offer quality, affordable care.

With Blue Cross Blue Shield, it is safe to say that the majority of your costs will be covered for a number of inpatient services, outpatient services, and hospitalization. Again, be sure to speak with an associate about your specific health care plan.

 

Located just outside of Houston, Texas, More Than Rehab now accepts Blue Cross Blue Shield Insurance.

Not only are cheaper costs guaranteed, but so is the quality of the provider. Here at More Than Rehab, we accept Blue Cross Blue Shield insurance and only provide the highest quality of care. If you are looking for an excellent facility who accepts Blue Cross Blue Shield, then we are here to help! It is our passion and desire to help restore an addicted person's way of life to a place where they no longer need to rely on drugs or alcohol in order to feel normal. We treat the underlying issues that led to the addiction to begin with. We understand that addiction is a complicated disease and we offer any level of care that is necessary. We know how hard of a struggle achieving sobriety can be. We have helped many who have walked that lonely road before and we have brought them to a place of happiness. We proudly help United States military and their family members. It is never too late to ask for help, everyone deserves a second chance at life.

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Find out if we can help you today!
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Can You Afford Drug Rehabilitation?

If there were two primary obstacles to attending addiction treatment, they would most likely be a fear of asking for help and the doubt that they could even afford drug rehabilitation. Addiction treatment can be prohibitively expensive for many people who struggle with addiction, so how can you find out if you’re eligible to receive help when you’re ready for it? Millions of Americans still cannot afford health insurance, even with the passage of the Affordable Care Act, or “Obamacare”. While the well-intentioned government mandate that all health insurance plans available on the open exchange must cover mental health (including addiction treatment), there are still a lot of people who can’t afford health insurance to begin with.

Most people who have a substance use disorder may not even realize that addiction treatment might be covered by a health insurance plan they currently hold. This leaves the average person truly unaware of the costs associated with addiction treatment and drug rehab in Texas, and across the nation. Addiction treatment costs widely vary too, depending on the type of substance you’re addicted to, the level of addiction and the types of treatment you need to receive.

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Scientific, evidence-based approaches to drug rehabilitation are likely the most cost-effective versions of care, as they offer a proven success rate, regardless of age, gender and other demographics. These methods of rehabilitation can literally be life-saving so it is difficult to put an accurate price tag on rehabilitation. A lot of this comes from the perspective of the money you’ll be saving, taken for granted that the rehab works.

Addiction to drugs can be very expensive, let alone costing you your life...  

Say you have a major cocaine addiction, the typical addict can spend anywhere from $200-$1,000 a day on the drug during a heavy binge. This equates anywhere from $6,000, up to $30,000 a month for the simple maintenance of your coke habit. If rehabilitation works, just think of the money you could actually save in the long run. This is just one extreme example, but the bottom line is your livelihood and the chance to spend the rest of your life doing things with your family and close friends, versus chasing a high from a drug that will ultimately only ruin your life.

The different types of drug rehab and their associated average cost in Texas.

There are many different types of drug rehabilitation and different levels of care with each option and for each individual’s unique needs. Let’s break down the options below.

Detox: a full-medical detox is commonly the first step of a longer, more in-depth alcohol or drug rehabilitation. Some patients will only receive the detox part of rehab, because they think that’s all they’ll need. Detox will help you get off of the drugs or alcohol in a safe, medically monitored way. Some addictions have severe withdrawal symptoms that in some cases can be deadly. In the case of opiates, alcohol and benzodiazepines, quitting cold-turkey can have deadly consequences. Seizures, heart palpitations and delirium tremens could all possibly result in death. Again, the cost will vary depending on the severity of the chemical dependency and the type of substance you are detoxing from. Typically a medical detox at an outpatient clinic will run anywhere from $1,000 to $2,000 dollars.

Inpatient drug rehab: Most inpatient drug rehabilitation centers will require a minimum 30 day stay. Some require longer stays with a 90 day program. Depending on the area, and types of services provided the typical cost of inpatient drug rehab will range anywhere from $6,000 to $20,000 or more per month. Some rehab centers are quite luxurious, offering amenities that go far beyond what is required to quit using drugs or alcohol. These “destination rehabs” can go well beyond $20,000 per month and are typically reserved for movie stars and highly-paid CEO’s.

Outpatient addiction treatment: An outpatient treatment program can be much less expensive than a stay at an inpatient facility. Outpatient drug rehab programs usually comprise of support groups and individual therapy sessions, completed daily and you can typically attend these programs around your busy school or work schedules. Outpatient programs can be good enough for a mild addiction, but it could end up taking much longer than a stay at an inpatient facility. Outpatient drug rehab programs typically run around $5,000 for a three-month program.

A note about medication-assisted treatment (MAT) and evidence-based drug rehab.

An evidence-based approach to addiction treatment typically offers the highest success rates of any type of drug rehabilitation. For a patient who is addicted to alcohol or opiates like painkillers or heroin, medication may be beneficial to help you quit using. These medications, like buprenorphine, Suboxone or methadone are beneficial to help ease the painful, early withdrawal symptoms.

Evidence based methods of treatment show greater success rates when combined with individual and group therapy sessions, such as cognitive behavioral therapy, 12 step program integration and other supporting treatment options. Some medications will be taken for up to 12 months and the yearly cost of these medications will be around $5,000 per year.

How do I pay for addiction treatment? How Can We Afford Drug Rehabilitation? 

Most people will pay for a drug rehabilitation program with their insurance coverage. Since the passage of the Affordable Care Act (ACA), otherwise known as “Obamacare” health insurance plans on the exchange will pay anywhere from 60-90% of the cost of drug rehabilitation program. This has been an important step to fighting the nations current drug overdose and opioid epidemic. Now more people have access to life-saving drug rehab services than ever before. If you are struggling with addiction and need treatment, you should consider looking into your health insurance coverage options.

If you cannot afford drug rehabilitation, some people will take out personal loans to pay for their addiction treatment. Attaining sobriety and giving yourself the amount of care you deserve is worth the money. You can think of rehab as an investment into making a better life for yourself, your family and your friends. Think of the alternative without attending rehab, typically you can either A) end up in jail, or B) continue your substance abuse and possibly die from a drug overdose. Sobriety is worth it and while it may seem difficult, sobriety is very much an attainable goal.

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With so many different options for you to get help, it is possible for almost everyone to get the addiction treatment they need. If for some reason, none of these options are a possibility for you or your loved one, there are many state-funded programs available to you. The Texas Department of Health and Human Services has a searchable database of low-cost rehab programs on their website: https://dshs.texas.gov/sa-search/. But do keep in mind that many of these government run programs will have long waiting lists, with robust eligibility requirements.

If you need help right away please don’t hesitate to give us a call at More Than Rehab. We strive to offer the best quality addiction treatment programs in the Houston, Texas area, at a low cost to our clients. We never want cost to prohibit you from getting the help you need. In many cases, we can find a way to offer care at little to no cost for you out of pocket. Please call us anytime, we are available 24/7 to take your call:

888-249-2191

What is the Best Drug Rehabilitation?

Finding the best addiction treatment program for yourself or a loved one can be a confusing process for many. With so many treatment options available, it is difficult for some to find the best drug rehabilitation program that will suit their individual needs. Finding the best drug rehabilitation for your addiction can be one of the most important health care decisions you make in your entire life. Addiction to drugs or alcohol can quickly become a deadly disease. You have a lot of options available to help you, but we want you to make an informed decision on which program will offer the best care for yourself or a loved one.  

What are the different drug rehabilitation treatment types available to cure addiction?

Drug and alcohol medical detox

For most people, a full medical detox will be the first step of their alcohol or drug rehabilitation program. Before your treatment begins, you want to make sure your body and mind are prepared for the often intense withdrawal symptoms you may experience when you first stop using drugs or alcohol. This is why rehab programs will require you to complete a full detox before you begin your stay at a residential drug rehab facility.

Going through a full detox will rid your body of harmful toxins that were built up from past drug and alcohol abuse. The detox will help you get beyond the physical challenges of addiction, such as acute withdrawal symptoms, before you begin to address the mental and behavioral components of your addiction.

Physical and psychological withdrawal symptoms happen for most people when they first stop using drugs or alcohol. Many of these withdrawal symptoms can be eased with the help of Medication Assisted Treatment (MAT), beginning in the detox phase. These medications are designed to immediately make you feel more comfortable, while reducing your cravings for alcohol and drugs. MATs are considered to be science-driven, evidence based treatments, as they can also help prevent a relapse later on in your recovery from addiction.

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Inpatient alcohol and drug rehabilitation

Ongoing treatment is essential beyond an initial detox when a lifetime of sobriety is your ultimate goal. Entering an inpatient drug rehab facility will help you work through the psychological and emotional problems that contributed to your substance use disorder. Cognitive behavioral therapy (CBT), individual and group counseling, 12 step programs, physical activities, family counseling and a variety of other techniques are employed to varying degrees in nearly every inpatient addiction treatment program. Some inpatient drug rehab programs last an average of 30 days, while others go up to 90 days or more, depending on the severity of the addiction. Some research has shown that the longer a person stays in a treatment program, the more positive the results will be:

"However, research has shown unequivocally that good outcomes are contingent on adequate treatment length. Generally, for residential or outpatient treatment, participation for less than 90 days is of limited effectiveness, and treatment lasting significantly longer is recommended for maintaining positive outcomes.

NIDA (National Institute on Drug Abuse)
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Inpatient drug rehab programs offer a comfortable group housing arrangement for others who are in similar stages of recovery. These settings are a good start for many people who just recently quit using drugs or alcohol. Inpatient rehab offers the patient a chance to get out of their daily routine, and really focus on the most important thing for their personal health: learning how to stay sober.

Inpatient rehab is absolutely essential when someone has an addiction to multiple substances or an underlying mental health issue that may have contributed to their substance use disorder. When someone has past trauma, it is likely this had heavily contributed to the reasons the addiction developed in the first place. Many have suffered from an undiagnosed mental illness that caused them to self-medicate in an attempt to feel “normal”. This is referred to as a dual diagnosis, and will require more intricate treatment techniques.  

Outpatient drug and alcohol rehabilitation

Outpatient rehab offers most of the same forms of treatment as an inpatient facility does, but it allows the flexibility for someone to get treatment for their addiction, while continuing to live at home, go to work or attend school while in rehab. This being the case, it is important to find an outpatient clinic near you.

Most outpatient clinics offer daily individual, group and family therapy sessions, coupled with various other forms of treatment. In many ways, outpatient care is no different from inpatient treatment, you just don’t live at the rehab facility. Typically, most would recommend an outpatient treatment facility to someone who has already completed 30 to 90 days of inpatient rehab.

Outpatient facilities offer patients the opportunity to extend the length of their treatment, while providing a continued foundation for their success in sobriety. Outpatient rehabilitation is also a great way to learn techniques to reduce cravings and prevent a relapse while having the chance to test them out in real world situations. Remember that sticking with a long-term strategy while in recovery is the key to achieving positive outcomes in your addiction treatment.

While the differences between inpatient and outpatient treatment are fairly straightforward, the differences in results will be determined by the individual needs of the patient. The goal of all of these programs is ultimately to help you build a new lifestyle that doesn’t include the use of alcohol or drugs.

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Finding the best drug rehabilitation in the Houston, Texas area

A long term substance abuse problem can have devastating consequences not only for yourself, but for your friends and family members as well. It is never too late to start an addiction recovery program but the sooner you act, the easier it will be. When an addiction goes untreated, the addict is prone to worsening health conditions and at a great risk for an accidental overdose death.

Every 11 minutes, someone dies from an opioid overdose in the United States. As the opioid epidemic rages on, the lives of many Americans are at stake. If you’re reading this, odds are this epidemic has hit close to home for you as well. Know that immediate help is available. At More Than Rehab, we are available to help you 24/7. All you have to do is pick up the phone and make that first call:

888-249-2191